Two Plots of Land Mortgaged for Dh11.1 Billion, the Largest in Dubai’s History
Dubai’s real estate market has set a new historic benchmark with the mortgage of two land plots valued at Dh11.1 billion, marking the largest mortgage transaction ever recorded in the emirate. The deal reinforces Dubai’s position as a global destination for large-scale, high-value real estate investment.
Record-Breaking Mortgage Deal at Dubai Waterfront
According to data published through the Dubai REST (Real Estate Self Transaction) platform, the two contiguous land plots are located in the prestigious Dubai Waterfront area and span a combined total of approximately 24.3 million square feet.
The transaction reflects an average mortgage value of around Dh456.6 per square foot, a level that market observers say highlights strong confidence in Dubai’s prime development land—particularly waterfront locations with long-term growth potential.
Why This Transaction Matters for Dubai Real Estate
This landmark mortgage is more than a headline figure. It signals continued institutional and developer confidence in Dubai’s long-term urban expansion strategy, especially in emerging coastal districts.
Industry specialists note that demand for large land parcels has been driven by:
• Sustained foreign and regional investor interest
• Attractive financing structures available in the UAE
• Long-term optimism around infrastructure-led development
• Strong liquidity in Dubai’s land and off-plan markets
The Dubai Waterfront area, in particular, has increasingly drawn attention as developers and investors position themselves early in zones expected to benefit from future infrastructure upgrades and master-planned community development.
Dubai’s Land Market Continues to Show Depth
Dubai has already witnessed several major land transactions over the past year, including billion-dirham sales in locations such as Palm Jumeirah and other prime districts. However, the Dh11.1 billion mortgage now stands as the largest ever recorded, underscoring the scale at which capital continues to flow into the emirate’s property sector.
Analysts point out that such transactions are typically associated with long-term development strategies rather than short-term speculation, reinforcing the narrative of a maturing and increasingly institutional real estate market.
Investor Confidence Remains Firm Going into 2026
The record-breaking deal comes as Dubai enters 2026 with strong real estate momentum, supported by population growth, expanding infrastructure, and sustained demand across residential, commercial, and land segments.
High-value mortgage activity of this scale suggests that confidence in Dubai’s property fundamentals remains intact, particularly for strategic land assets positioned to benefit from the city’s next phase of urban and waterfront development.
As Dubai continues to attract global capital and large-scale master planning accelerates, transactions like this reinforce the emirate’s reputation as one of the world’s most dynamic and investable real estate markets.
Conclusion:
The Dh11.1 billion mortgage transaction marks a defining moment for Dubai’s real estate market, underscoring its depth, maturity, and long-term appeal to large-scale investors. Beyond setting a record, the deal reflects strong institutional confidence in Dubai’s strategic urban expansion—particularly in waterfront and future-focused development zones. As the emirate moves into its next growth phase, supported by infrastructure investment and population growth, transactions of this scale reinforce Dubai’s position as a resilient, globally competitive, and increasingly institutional real estate market built for long-term value creation.
At Aurantius Real Estate, we closely track these market movements to help investors and end-users identify opportunities aligned with long-term value, credible developers, and high-demand locations. As the UAE market evolves, informed strategy and disciplined selection remain central to successful property investment decisions.
Aurantius Real Estate supports investors and end users with delivery-driven analysis, location intelligence, and access to verified off-plan and ready opportunities across Dubai. By aligning acquisition strategy with real supply data rather than headline forecasts, Aurantius Real Estate helps clients secure assets positioned for long-term resilience and sustainable value creation.
